The Bank of the Philippine Islands (BPI) has launched a new insurance product designed to provide financial protection against three critical illnesses: cancer, stroke, and heart attack. The offering, named BPI Kaya Care, aims to make critical illness insurance accessible and affordable for Filipinos.
Kaya Care Makes Critical Illness Coverage Accessible
During a briefing, BPI Consumer Banking Head Maria Cristina Go explained that Kaya Care helps clients manage the financial impact of serious health conditions, which often require substantial medical expenses.
“With BPI Kaya Care, even those as young as 18 can secure coverage, starting at just PHP 859 per year for basic protection,” Go said. “This product is more than a policy—it’s a partner that allows families to focus on recovery without financial strain.”
Unlike traditional insurance options where critical illness coverage is offered as optional riders with extra fees, Kaya Care provides standalone protection for the three illnesses. Early-stage diagnoses receive 50% of the benefit, while late-stage or major diagnoses receive the full payout, covering medication, therapy, and other treatment costs.
Peace of Mind During Critical Illness
Go highlighted the importance of insurance, noting her personal experience with family members battling cancer:
“The fear is not the diagnosis itself but the potential inability to secure necessary treatment,” she said. “Insurance ensures that families can focus on recovery and well-being rather than financial stress.”
Why BPI Kaya Care Matters
Critical illnesses such as cancer, stroke, and heart attack can disrupt lives both physically and financially. By offering affordable, standalone coverage, BPI Kaya Care ensures Filipinos can prioritize health without compromising financial stability.
Source: BPI Press Release on Kaya Care
